Carriers & Products
Core Carriers
American General Brighthouse Equitable Forresters Global Atlantic
John Hancock Lincoln Financial MassMutual Mutual of Omaha
Nationwide New York Life One America Principal Protective
Prudential Securian Symetra Transamerica VOYA Financial
Zurich American
Additional Carriers
We also have access to many additional highly rated carriers as well, such as: Guardian, Pacific Life and Security Mutual, etc.
Traditional Products:
- Level Term (5 year to 35 year Guarantees)
- Guaranteed Death Benefit Universal Life
- Individual & Survivor Universal Life
- Individual and Survivor Whole Life
- Traditional Disability
- Business Overhead Expense
- Fixed Annuities
- Indexed Annuities
- Long-Term Care
- Life/Long-Term Care Hybrids
- Lifetime Settlements
Specialty Carrier: Lloyd’s of London
Specialty Products :
- Professional Athletes Disability
- Executive “High-Limit” Disability *
- Physicians “High-Limit” Disability *
- “High-Limit ” Business Overhead Expense *
- Multi-Life “Guar. Standard Issue” Disability * * limits up to $250,000 of monthly benefit
- Pilots “Loss of License” Disability
- Severance Disability
- Contract Guarantee Disability
- International Travel Major Medical
“Quality products are available from many sources… quality relationships are not.”
Wells Advantage Group is a resource for insurance professionals who need assistance with individual life, survivorship, disability, long-term care and annuity cases. We can assist you with all facets of the sale: including product and carrier selection, case design, presentation, underwriting; and all the way to policy placement and delivery. We also manage large cases, dealing with the auto bind, jumbo and retention limits of the carriers involved, and seeing it to completion. With our selection of carriers rated among the best in the industry, we are able to offer our brokers an extensive array of products and underwriting philosophies to meet the various and unique needs of your clients.