Carriers & Products

Our Core Carriers

American General            Banner            Bestow               Brighthouse            Equitable

Forresters            Global Atlantic            John Hancock            Lincoln Financial            Lloyd’s of London

MassMutual            Mutual of Omaha            Nationwide            New York Life            One America

Penn Mutual            Principal            Protective            Prudential            Sagicor            Securian

Symetra            Transamerica            Zurich American

Additional Carriers

We also have access to many additional highly rated carriers as well, on an as-needed basis.

Traditional Products:

• • • • Guaranteed Level Term (10 year to 40 years)
      • Individual & Survivor  Universal Life
      • Individual & Survivor Indexed Universal Life
      • Individual & Survivor Whole Life
      • Traditional Disability
      • Business Overhead Expense
      • Deferred & Immediate Fixed Annuities
      • Indexed Annuities
      • Long-Term Care
      • Life/Long-Term Care Hybrids
      • Lifetime Settlements                                                            

Specialty Carrier:    Lloyd’s of London

Specialty Products :

• • • • • • Professional Athletes Disability
          • Executive “High-Limit” Disability *
          • Physicians “High-Limit” Disability *
          • “High-Limit” Business Overhead Expense *
          • Multi-Life “Guar. Standard Issue” Disability *

• • • • • • Pilots “Loss of License” Disability
          • Key Person Disability
          • Contract Guarantee Disability
          • Buy-In or Buy-Out Disability
          • International Travel Major Medical                                                                       *Issue Limits up to $250,000 /month

                                                                                                                                                                                                                                                                                   
“Quality products are available from many
sources…quality relationships are not.”

Wells Advantage Group is a resource for insurance professionals who need assistance with individual life, survivorship, disability, long-term care and annuity cases. We can assist you with all facets of the sale: including product and carrier selection, case design, presentation, underwriting; and all the way to policy placement and delivery. We also manage large cases, dealing with the auto bind, jumbo and retention limits of the carriers involved, and seeing it to completion. With our selection of carriers rated among the best in the industry, we are able to offer our brokers an extensive array of products and underwriting philosophies to meet the various and unique needs of your clients.